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The most important step in this letter is letting the bank know that a loan reduction or alter in the conditions of your loan will aid you sidestep foreclosure. If your bond with the bank has been good in the past, it will certainly not hurt to remind them that you have been a good customer and you would like to stay a noble customer.

Keep in mind that you are struggling to sidestep foreclosure. This letter may very well determine whether or not you get to keep your house.
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